Insurance and Excess for Car Rental in Marrakech

What does the insurance included in a car rental in Morocco cover?

Fully comprehensive cover applies to every car rental in Morocco at no extra cost. It includes unlimited third-party liability, theft, fire and collision damage. The Collision Damage Waiver (CDW) and Theft Protection (TP) apply automatically, with nothing to select.

Third-party liability insurance is compulsory for every vehicle circulating in Morocco, under Moroccan motor insurance regulation. Luxury Car Marrakesh includes it systematically, with an unlimited cap, on top of the fully comprehensive cover.

The second driver named on the contract holds the same cover, at no extra premium and no separate paperwork.

What is the excess on a car rental in Marrakech?

The excess is the amount the renter carries in the event of a claim on a car rental in Marrakech. It runs 8,000 to 25,000 MAD depending on vehicle class: the more powerful the vehicle, the higher the excess.

The 8,000 MAD excess applies to entry-level 4×4s and SUVs. It rises to 25,000 MAD on sports cars, supercars and top Range Rover models, reflecting their higher replacement value.

• →sports car and supercar rental in Marrakechthe highest excess in the range
• →Range Rover rental in Marrakechexcess varies by model: Evoque, Sport, Cullinan

How does the excess waiver work on a car rental?

The full excess waiver costs 200 MAD per day, whatever the class of the vehicle rented in Marrakech. It reduces the excess to 0 MAD: on an at-fault claim, the renter pays nothing toward damage to the vehicle.

The waiver is added to the daily rate and settled with the rental, with no separate paperwork. It covers collision damage but not the 3 exclusions on the standard policy: tyres, windscreen and underbody.

• →luxury car rental rates in Marrakechfull grid by category, excess waiver included in the calculation

What happens after an accident during a car rental in Morocco?

A police report (constat) is compulsory for any claim involving a third party during a car rental in Morocco. Roadside assistance responds 24 hours a day across Moroccan territory. Three items stay excluded from the standard policy: tyres, windscreen and underbody.

The police report binds both drivers involved and forms the basis for the insurer's handling of the claim. Without a police report, a claim file involving a third party cannot be opened.

• Tyres: puncture, blowout or wear not covered by the standard policy.
• Windscreen: impact or crack excluded, unless the full waiver applies.
• Underbody: damage to the vehicle's underside excluded on tracks or off-road.

• →driving in Marrakech: rules and adviceright of way, roundabouts and two-wheeler behaviour

Does the insurance cover a car rental outside Morocco?

No. The insurance and the excess apply only within Moroccan territory, including Ceuta and Melilla, on a car rental from Marrakech. The Green Card is not applicable because the vehicle never leaves Moroccan territory for the full length of the contract.

Mileage stays unlimited across all of Moroccan territory, from the Haouz plains to the Atlas tracks. No international route falls under any policy insured by Luxury Car Marrakesh.

How does the insurance relate to the deposit and the rental conditions?

Insurance and the excess do not replace the deposit, which stays a separate guarantee of 5,000 to 30,000 MAD per card pre-authorisation. The minimum age, licence and required documents also sit under a separate policy, independent of the insurance level chosen.

The no-deposit option at 250 MAD per day replaces the card pre-authorisation but affects neither the insurance nor the excess amount. Booking a vehicle stays possible without a driver, with the same fully comprehensive cover included in the rate.

• →no-deposit car rental in Marrakech250 MAD/day, no card pre-authorisation
• →car rental conditions in Marrakechlicence, minimum age and required documents
• →self-drive car rental in Marrakechsame fully comprehensive cover included

Frequently asked questions about insurance and the excess in Marrakech

Five questions come up before every rental: what is already included, the cost of the excess, theft of the vehicle, the police report after an accident, and cover outside Morocco. The answers below apply across the whole fleet.